The costs of buying a property in Spain have been well documented (but it’s typically 11 to 14 per cent, for the record). What many people fail to consider in the excitement of buying their dream home in the sun are the costs of being a property owner.
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Many clients have asked for a breakdown of the costs of buying in Spain. Here we have been as complete as possible in respect of the usual purchase.
As a yardstick, in Spain, you should budget for purchase costs of approximately 10 to 12% on top of your agreed property purchase price. This will cover legal fees, plus expenses including notary public fees, land registry, stamp duty and VAT (called in Spain “Impuesto sobre el Valor Añadido” or “IVA”) which are set out in more detail below.
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The actual cost of buying a property in Spain is not only the price that you see in the ads, it implies an important amount of costs such as taxes, fees and other expenses of various categories that increase the final bill.
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What are the costs of buying a property in Spain? Aside from the purchase price of the property in Spain you wish to purchase, will need to ensure that you budget for the additional costs associated with purchasing your property in Spain.
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We get asked many times what the costs are for buying a property in Spain. When buying a Spanish property there are both costs for the buyer and seller. However, there are uncertainties as to which costs belong to the buyer and which to the seller.
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Before buying a property in Spain you may also wish to have a building or structural survey done, and that will have a cost. Find out more about building surveys in Spain . In Summary, allow for between 12% and 15% of the purchase price in taxes and other costs, though it does depend what and where you are buying.
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